Our insurance brokers here at isure are happy to discuss your options. Let's break down high risk auto insurance. If you have a serious driving conviction, payment problems, poor driving or insurance record, you will be considered 'high risk'. High risk auto insurance is a challenge for many Ontario drivers, but it's not guaranteed! ! We represent every Ontario high risk auto insurance company! Many insurance companies and brokers in Ontario say "no" to high-risk car insurance, but at isure, we believe that every driver deserves to pay less for their car insurance.